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Why choose FCT Insurance?

At FCT Insurance, we deliver more than just coverage—we provide clarity, confidence, and solutions based on your goals. Our experienced, licensed advisors guide you through a full range of products, from Medicare and life insurance to long-term care and annuities. We’re committed to ongoing support, adjusting your coverage as your needs evolve.

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What to expect with FCT Insurance

Step
What You Can Expect
Step 1: Introductory Conversation

We take time to understand your situation, goals, and any current coverage—no pressure, just a conversation.

Step 2: Needs-Based Assessment

We help identify any coverage gaps and explore the types of insurance that best fit your needs and budget.

Step 3: Personalized Recommendations

We'll present your options with transparent pricing so you can decide with confidence.

Step 4: Application & Enrollment Support

We walk you through the application process, answer your questions, and handle the paperwork to make it easy.

Step 5: Ongoing Guidance & Review

Your needs may change, and we’re here for the long haul. Expect regular check-ins and the ability to adjust your plan as life evolves.

Insurance, the Fiduciary Way

At FCT Insurance, your needs—not commissions—guide every recommendation. We apply self-imposed checks and balances to make sure the product and carrier are the right fit for you, delivering advice with the same objectivity and care you expect from a fiduciary.

FCT Insurance

A Holistic Review

Insurance needs aren’t one-size-fits-all, and sometimes, different policies overlap or leave gaps you might not notice. Our holistic review is a comprehensive look at all your existing coverage to ensure your protection works together seamlessly.

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What We Do:
 

  • Review your life, health, disability, long-term care, and Medicare insurance policies
     

  • Identify any gaps, overlaps, or opportunities to improve your coverage and save money
     

  • Align your insurance with your current life situation and future goals
     

  • Provide clear, easy-to-understand recommendations—no jargon, no pressure

Couple Signing a Contract

Ready for peace of mind with a trusted partner?

With years of experience and a client-first approach, our knowledgeable FCT Insurance representatives are committed to guiding you through every detail. Fill out the form below, and we’ll reach out to schedule a personalized conversation.

Insurance and Wealth Management Products are: Not a Deposit; Not Insured by FDIC, NCUA or Any Government Agency; Involve Investment Risk, Including the Possible Loss of Value; No Credit Union or Bank Guarantee.

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FCT Insurance is an insurance agency not affiliated or endorsed by the government or Federal Medicare Program.​ We do not offer every plan available in your area. Currently we represent 5 organizations which offer 27 products in your area. Please contact Medicare. gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. This is a solicitation for insurance.

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