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Planning with love means protecting your family from financial uncertainty. Life insurance, disability insurance, and long-term care insurance work together to safeguard income, preserve independence, and reduce the burden on loved ones through every stage of life. A thoughtful protection plan helps ensure your family is supported, prepared, and cared for when it matters most.

A New Era of Insurance, Built Around You explores how insurance is evolving beyond transactions into an integrated, client-focused experience. By aligning insurance with wealth management, retirement planning, and trust services, this integrated approach delivers fiduciary-focused insurance solutions that protect what matters most and support long-term financial planning and confidence.

By: Adam Claypool , President and CEO, First Community Trust and FCT Insurance For decades, wealth management has been defined primarily by investment performance. Today, managing investments alone leaves critical gaps in a financial plan, as clients face increasingly complex decisions across their lifetimes — protecting income, managing healthcare costs, planning for longevity, transferring wealth, and safeguarding loved ones. When these needs are managed separately, or not

IOWA – First Community Trust (FCT) , a trusted provider of wealth management and financial planning services, is pleased to announce the launch of FCT Insurance , LLC. This expansion supports the company's commitment to an integrated approach to financial wellbeing, allowing clients to plan, invest, and protect their wealth under one unified umbrella. The new insurance agency will offer a wide variety of protection strategies , including:  Medicare solutions Annuities Life In