When Should You Review Your Life Insurance? A Simple 10-Question Checklist.
- Apr 10
- 1 min read
Life changes fast. Your insurance policy usually doesn’t.
If it’s been a few years since you last reviewed your life insurance or if your situation has changed, there’s a good chance your coverage no longer fits the way it should.
The good news: it doesn’t take long to find out.
To help you assess where you stand, we created a simple, 10-question checklist you can use to evaluate your current policy.
Here are a few of the questions it includes:
Has it been more than three years since you’ve reviewed your policy?
Have you had a major life change like marriage, a new home, or a job change?
Are you confident your beneficiaries are up to date?
Are you unsure how much coverage you actually have or need?
Download the full 10-question checklist to get a complete picture of where your coverage stands.
What Your Answers Could Mean
If you find yourself answering “yes” to any of these, it may be worth taking a closer look. Even one “yes” can signal that your policy may be out of alignment with your current life, goals, or financial situation.
Take the Next Step
FCT Insurance offers free policy reviews to help you identify where your coverage may be outdated, underperforming, or no longer aligned with your life today. No pressure, no obligation — just a practical review of what’s working and what may need attention.
Schedule your free policy review.
